Travel insurance won’t cover epidemics

U.S. & World

(CNN) – If you’re planning for spring break, keep in mind that most travel insurance doesn’t cover epidemics.

In the majority of cases, once a virus is known, its presence is no longer an unforeseen event and there’s no related coverage.

Some insurance companies explicitly state epidemics and pandemics as excluded reasons for canceling a trip.

There are ways to buy travel insurance that might cover cancelations due to the novel coronavirus, however.

They are called Cancel For Any Reason policies, but they can be pricey, costing up to fifty percent more.

That’s above the average cost of travel insurance which is already between four and ten percent of the trip’s cost.

Travel insurance policies are not the same in every state, so policy options may vary.

For instance, Cancel For Any Reason travel insurance can’t be sold in New York state.

Grab the FREE WDTN News App from the Apple Store or Google play. Stay up to date with all the local news, weather and sports as well as live newscasts and events as they happen.

news-app-download-apple news-app-download-google-play

Follow Us on Facebook, Twitter and Instagram for all the latest news, weather and sports.

Copyright 2020 Nexstar Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

2019 TRICK OR TREAT TIMES

Latest Video on WDTN.com

Don't Miss

Interactive Radar

More As Seen on 2 NEWS