DAYTON, Ohio (WDTN) — We all want a better credit score. Higher credit scores can get you approved for loans, better loan rates and even better rent payments. Eric Ebbert with River Valley Credit Union shared some tips on how to boost your credit score.

Eric said one way to boost your score is to increase your total available credit. When you increase your total available credit, your credit utilization ratio should go down. That ratio is one of the key factors used in calculating your credit score.

For more information about River Valley Credit Union, click here.

*This segment is sponsored by River Valley Credit Union.*