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BBB: Payday loan warning
Updated: Tuesday, 11 Sep 2012, 6:47 AM EDT
Published : Tuesday, 11 Sep 2012, 6:47 AM EDT
DAYTON, Ohio (WDTN) - People often turn to payday loans, but the Better Business Bureau told 2 News Today they can actually get you into more trouble.
The BBB recommends using the following alternatives to payday loans.
Consider a budget. Subtract your expenses from your income to determine your budget. Work with your budget until you have a positive amount remaining.
Pay yourself first. Set aside a little each month into a savings account.
Consider a loan from your local bank or credit union. You could also turn to family or friends for a loan.
Look for extra work. Taking on a second or third job could help with expenses.
Call your creditors and ask for more time to pay bills. Find out if they'll charge an extra fee for this flexibility.
Contact a consumer credit counseling service to help you create a debt repayment plan.
Don't forget to always check with the Better Business Bureau. More information can be found at http://www.dayton.bbb.org
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